As of 1/24/12

Name of Institution – Mutualista Azuay (www.mutazuay.com)

Location – Hno. Miguel y Simón Bolívar (Esq)   (Cuenca, Ecuador)

Minimum Required Deposit – $500

CD Duration and Rate                                     Chase Bank (same duration)

31 Day – 4.00%                                                      0.0%

61 Day – 4.50%                                                      0.0%

91 Day – 5.00%                                                      0.0%

121 Day – 5.50%                                                     Not Available

181 Day – 6.00%                                                     0.20%

361 Day – 6.25%                                                     0.25%

Invest $5,000 with no additional investment by end of year 10

$9,168 in Ecuador, $5,126 at Chase Bank

Invest $10,000 with no additional investment by end of year 10

$18,335 in Ecuador, $10,253 at Chase Bank

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