As of 1/24/12

Name of Institution – UniBanco (www.unibanco.ec)

Minimum Required Deposit – forgot to ask

CD Duration and Rate                                   Chase Bank (same duration)

30 Day – 3.50%                                                      0.0%

60 Day – 4.00%                                                      0.0%

92 Day – 4.50%                                                      0.0%

120 Day – 4.75%                                                     Not Available

180 Day – 5.25%                                                     0.20%

365 Day – 6.00%                                                     0.25%

Invest $5,000 with no additional investment by end of year 10

$8,954 in Ecuador, $5,126 at Chase Bank

Invest $10,000 with no additional investment by end of year 10

$17,908 in Ecuador, $10,253 at Chase Bank

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